Personal Loan Creditwalle

Cash arrangement for your multiple household needs has become more easier as Creditwalle has been facilitating its personal loan services with enormous features and benefits. Now you can ensure the fastest and easiest loan with competitive interest, especially to ensure different types of loans such as shopping, home renovation, travelling, emergency and others based on your income like for self-employed and salaried people.

With some additional beneficial features such as instant approval, fast disbursal, easy repayment, and competitive interest, you can apply for an emergency loan. It is approved and shortly disbursed when you meet all the eligibility criteria, especially in terms of income and credit score.

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Personal loan Services for multiple purposes

Since there are no barriers to using personal loans, you can apply and get a loan for multiple purposes, whether you are salaried or self-employed. It is available for wider use and it can be applied for the following purposes.

Personal Loan For Emergency

An emergency loan never lets you be helpless, especially while facing a tough time. It is easily available and instantly approved and disbursed for your medical bills and other circumstances. If you are facing a cash crisis and want to get rid of it, apply easily.

Personal Loan For Salaried Employees

It becomes easier when you are a salaried employee and have a higher credit score with income. You can apply for a personal loan for salaried employees based on your transactional history and financial strength. Our personal loan is available for a while without consuming your precious time.

Personal Loan For Self-Employed

Based on your ITR, you can easily apply for a personal loan for your household needs where you don’t have a longer waiting time. Manage your financial planning with the personal loan and use the amount for multiple uses, especially for household needs.

Personal Loan For Shopping

Let your desired products fill your cart and procure them right now, especially when you are willing to get the products easily, in an urgent mode. We offer a personal loan for shopping with a competitive interest, fast disbursal and easy repayment.

Personal Loan For Travel

Now travel with ease avoiding the financial crisis because we provide a personal loan for travel with an easy and affordable interest. You can apply at any time, especially while travelling and facing any financial crisis. It will indeed help you have a loan easily.

Personal loan EMI Calculator

The EMI calculator will help you get the brief details where you can get insight into what will be your EMI amount, especially as per the tenure, loan amount and rate of interest. To use the EMI calculator, just fill up the loan amount, tenure, and the interest which is facilitated by the lenders. It will give complete details, especially the total amount to be paid and the total amount applied to the interest.

Interest Amount: 3000 INR

Processing Fees: 1000 INR

Total Repayment: 14000 INR

APR: 487%

Personal Loan Feature and Benefits

The personal loan is beneficial because of its features which help you borrow without any hesitation and it also helps you get the cash shortly without any additional or hidden fees. The interest rate is competitive, disbursal is faster, and application is easy. Some essential features of a personal loan are as follows.

Instant Approval

It is approved shortly especially when you have a good credit score and reliable income sources.

Fast Disbursal

It is approved and disbursed just after completing all the verification-related formalities.

No-Hidden Charges

There are no hidden charges on the personal loan. We only apply interest and processing fees which are transparent

Competitive Interest

The competitive interest rate applied on the personal loan is beneficial in managing financial planning.

Easy Repayment

The loan closure will be easier with the personal loan which is easy with repayment and it can be done easily

Multiple Usage

There are no restrictions on the usage of personal loans because they can be used anywhere for multiple purposes.

Documents required for Personal loan

To apply for a personal loan, you must have all those documents which are essential to ensure the eligibility criteria, and these are as follows.

Personal Loan for Self-Employed Personal Loan for Salaried Employees
Identity Proof:
  • Aadhar Card
  • PAN
  • Driving License
  • Passport
 Identity Proof:
  • Aadhar Card
  • PAN
  • Driving License
  • Passport
Income Proof:
  • Salary Slip
  • Bank Statement
 Income Proof:
  • ITR
  • GST Registration
  • Bank Statement
Residential Status:
  • Utility Bills
  • Electricity Bills
  • Rent Agreement
 Residential Status:
  • Utility Bills
  • Electricity Bills
  • Rent Agreement

How to Apply for Personal Loan

You can easily Apply for a Loan without any difficulties where you have to follow some essential steps which are easy and you have to fill out the form with appropriate details like name, address, loan amount, documents and all. It will help you get the loan easily. Therefore, the steps to apply for a personal loan are as follows.

  • Go to the Application Page
  • Enter all the details such as name, contact details, and others
  • Upload your documents as per the lender’s need
  • Get the approval and disbursal of the personal loan
  • Use the loan amount for multiple needs
  • Repay the amount as per the tenure

FAQ

You can directly apply for a personal loan through the website where you have to enter all the details along with the documents.

No, there are no pre-approval or additional charges on the personal loan apart from the interest and processing fees. These are applied fairly

The significant features of personal loans are easy repayment, instant approval, fast disbursal and no collateral. All these features of personal loans are beneficial.

While applying you don’t have to send the hard copy of your documents. You can send a soft copy while applying. Whereas, while getting physical document verification, you might have to show the original documents.

The final loan amount is approved as per the income and credit score of the customers where you can know the maximum tenure for the loan.